Complete the form below and a member of our financial team will get back to you in 24 hours to discuss your pre-approval.
We believe knowledge is power! We want to make each and every home buyer aware of the many mortgage options available to them right from the pre-approval.
Now, more than ever, financial institutions are regularly launching products and programs, therefore making it easier to get into that new home sooner.
Above all, today’s interest-only loans, self-employment programs, rental purchase programs, vacation property programs and a host of other innovative financing alternatives are dotting the home purchase landscape making homeownership a reality for more people.
Whether you are first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call to get started!
Our team will complete a full verification of your pre-approval amount before you start shopping for your new home.
The mortgage professional that you work with to get a pre-approval will let you know for certain what you can afford. This is based on lender and insurer criteria, and ultimately what your payments on a specific mortgage will be.
Mot importantly, Dominion Lending Centres mortgage professionals can lock-in an interest rate for you for anywhere from 60 – 120 days while you shop for your perfect home.
By locking in an interest rate, you are guaranteed to get a mortgage for at least that rate or better. If interest rates drop, your locked-in rate will drop as well. However, if the interest rates go up, your locked-in interest rate will not, ensuring you get the best rate throughout the mortgage pre-approval process.
In order to get pre-approved for a mortgage, we require a short list of information that will allow us to determine your buying power.
We will explain to you the benefits of shorter or longer mortgage terms, the latest programs available, which mortgage products we believe will most likely meet your needs the best, plus we will review all of the other costs involved with purchasing a home.
Getting a mortgage pre-approval is something every potential home buyer should do before going shopping for a new home.
A pre-approval will give you the confidence of knowing that financing is available, and it can put you in a very positive negotiation position against other home buyers who aren’t pre-approved.
Read more of our testimonials here!
37,000 neighbourhoods served
2.2 billion in assets
45,000 successful homeowners
Tracy and her team are here to help. Apply online or contact us today and allow us to help you along your journey in life. We will always provide sound financial advice on the best options for your mortgage.