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Why choose
The Valko Team?

Honesty, Integrity, Committment & Professionalism

Tracy has been a pillar of service and inspiration to the finance and mortgage industry for more than twenty-five years. Her professional foundation has been built on heart-centred leadership, honesty, integrity, commitment and professionalism.

Over the last two decades she has served clients right across Canada while cultivating beautiful relationships with the people and communities surrounding her Kitchener, Ontario office.

Tracy is a proud Accredited Mortgage Professional (AMP) member of Mortgage Professionals Canada, which is a national association of mortgage professionals dedicated to establishing and maintaining high standards, ethics and professionalism in the mortgage industry. She served three years as Executive Secretary on the MPC Board and continues to be a Champion member and advocate for fair mortgage practices across Canada.

For the last several years in a row, Tracy and her team have hosted hugely successful community events, such as “The Family Day Skate”, “Christmas Charity Event” as well as participating regularly in staple community initiatives, bringing our community together with several of our choice-charities (KW Humane Society, Waterloo Region Down Syndrome Society, The Food Bank, Child & Family Services, and more), local schools, sports groups and they regularly feature young entrepreneurs from the community.

Tracy has been recognized several times locally and provincially for her contributions and enduring support in giving back to the community and setting a shining example for others in the industry.

Her award-winning team of devoted underwriters, executives and support staff are always working behind the scenes to create an exceptional experience for the client, providing them with financial solutions that are catered to their individual and long-term needs.

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570 News Expert

Tracy Valko is a recognized expert on 570 News’ Ask the Experts! Have questions about mortgages, finanaces, and more? Tune in or watch our previous segments to have all of your questions answered.

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The Valko Team is very proud to announce that Tracy has become a member of Mortgage Professionals Canada!  Mortgage Professionals Canada works as the voice of Canada’s mortgage broker channel, and to be the leading authority on mortgage issues. They are a leader in our industry for education and leadership!

As of late, Mortgage Professionals Canada, along with Mortgage Brokers, Agents and other industry professionals have been advocating against the recent guideline changes made to mortgage lending.  They are working to lessen these restrictions, and help to normalize the real estate market that we are seeing today, making it easier for you to get the house of your dreams!

Recent Blog Posts

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Support Local This Easter Weekend

While people may be celebrating Easter a bit differently this year, there are still ways that you can support local businesses in a safe manner. Here are some great local bakeries in Kitchener-Waterloo to order some Easter-themed treats! Winnie’s Gluten-Free (519) 590-2769 winniesglutenfree.com Located in Belmont village, Winnie’s GLuten-Free is the perfect choice for delicious, gluten-free desserts. Head over to their website or give them a call to place your order! Debrodniks Donuts debrodniks.ca This local favourite is offering a special Easter menu until April 4th. Check it out on their website while supplies last! Norris Bakery (519) 742-0564 norrisbakery.com Norris Bakery was established in 1943 by Albert Norris.  The Bakery was owned and operated by the Norris family till 2000 at which time the Bakery was sold to the lead baker who has operated the Bakery since 2000. Norris Bakery strives to provide our customers with homemade quality baked goods, made …
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5 Tips for Selling Your Home This Spring

The Spring housing market is here! The start of the new season brings sunshine, flowers, and an overly competitive market for home buyers and sellers. If you’re looking to put your home up for sale, you’ll want to have all of your bases covered to capture the attention of buyers and secure the best possible offer. Here are 5 simple tips to sell your home this spring! Do a thorough cleaning of your home A clean house will always give off a better impression to people touring your home. Dust off all surfaces, lamps, and furniture to give your home that extra sparkle. Next, remove any clutter throughout your home. This could include cleaning off the kitchen counters or tidying up the kids’ toys. If you don’t have the space to put something away, it never hurts to donate it to a non-profit organization. Check for winter damage The snow …
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Tracy Valko Nominated as RBC Woman of Influence

We are thrilled to announce Tracy Valko has been nominated as an RBC Canadian Woman of Influence! RBC Canadian Women Entrepreneur Awards is the premier national awards program for celebrating the acheivements of the most successful in this inspiring group.  For 29 years, the awards have shone a spotlight on Canada’s most accomplished and impactful women who have demonstrated excellence – from economic growth to social change, from global reach, across multiple sectors. For more information about the awards or to nominate someone please visit RBC Women of Influence. Learn More    

Support Local on St Patrick’s Day

While people may be celebrating St. Patrick’s Day a bit differently this year, there are still ways that you can support local businesses in a safe manner. Here are some great local restaurants to order from for today’s festivities! McCabe’s Irish Pub and Grill Kitchener (519) 743-3400 mccabeskitchener.com Waterloo (226) 647-5321 mccabeswaterloo.com “Irish pubs in downtown Kitchener and Uptown Waterloo where you can enjoy some traditional Irish grub and yummy pub fair. McCabe’s is the perfect mix between Irish tradition and local flair with a friendly atmosphere and always a warm bar stool. During the day it’s more laid-back, ideal for grabbing lunch and caffeine fixes.” Malt and Barley Public House (519) 745-6460 maltandbarley.ca “There’s no better way to celebrate Paddy’s Day than with a 3-course meal from your local pub! Order a 3-course Irish feature that includes mulligatawny soup, lamb stew, Irish car bomb puddin’ & more! Plus, there …
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Community Involvement

Your #1 Award Winning Mortgage Team is Heart Centred,
Community Strong! Every year we support a number of local initiatives.

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