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Forest City Funding

Honesty Integrity
Commitment Professionalism

We offer a wide variety of services to assist you in all stages of your life journey. From first time home buyers to upgrading your home for the expansion of your family. Please review our services offered below, we aim to provide the most up-to-date information and leading edge rates.

Can’t find what you are looking for? Contact us and let us know, we will help you find the right solution.

Home Purchase

The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date.

Now, more than ever, financial institutions are regularly launching new products and programs, making it easier to get into that new home sooner. Today, interest-only loans, self-employment programs, rental purchase programs, vacation property programs, and a host of other innovative financing alternatives are dotting the home purchase landscape, making homeownership a reality for more people than ever.

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Refinance

Canadians today have many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate. Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.

Renewal

While most Canadians spend a lot of time, and expend a lot of effort, in shopping for an initial mortgage, the same is generally not the case when looking at mortgage term renewals. By omitting proper consideration at the time of renewal, this practice costs Canadian citizens thousands of extra dollars every year. Nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their lender without ever shopping around for a more favourable interest rate.Homeowners should never accept the first rate offer from their existing lender.

CHIP

When most of us dream of retirement, we imagine ourselves in our homes – sharing a meal with family or just relaxing in a comfortable spot.

But retirement can also bring financial strain. Seniors often face the challenge of managing with less cash flow than they anticipated or coping with unforeseen expenses. We understand. HomEquity bank is the only bank dedicated to empowering older Canadian homeowners with smart, simple ways to use the value of their home during retirement.

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Debit Consolidation

In last 12 months my office has noticed an alarming number of debt driven applications pouring in. An ever increasing number of families face an overwhelming debt to credit cards and the CRA. It’s heartbreaking to watch how many families are negatively affected by devastating levels of debt in our Kitchener-Waterloo-Cambridge Tricity area.

On a daily basis I listen to harrowing stories of individuals who have reached out to other mortgage brokers for help and got refused. I get frustrated every time I see my clients whose financial desperation leads them to contact bankruptcy trustees or some unlicensed, shady characters in the unregulated “debt elimination” industry.

Mortgage Life Insurance

Buying a home is one of the single largest purchases you will make in your lifetime. At Dominion Lending Centres we also believe it is an investment in you and your family’s financial future… an investment that needs to be protected.

45% of uninsured Canadians included life insurance among their top five financial priorities and 21% ranked it in their top three – yet they still have no coverage.

Commercial Mortgages

Designed for businesses and investors who wish to purchase or refinance commercial, income producing properties and offer a flexible way to raise capital.

Leasing

As a franchise organization with local ownership of our street-front locations, you get committed, local-office presence with a team that understands your market, is in your time-zone, and has community-involvement and knowledge. Our national credit office offers the best tools, underwriting centre, and efficiency in the leasing business today.

With leading funding resources, we provide the best opportunity for approvals with the lowest monthly payments.

Why rely on only one or two lease-sources when you can have over 30 specialty lease-funding sources in Canada and the United States.

Current Rates

Up-to-date information on our Current Rates, we compete in all markets. Find out why Tracy Valko and Dominion Lending is an ideal fit for your mortgage solution.

Why use a mortgage broker?

While the banks can only offer you their own mortgage products, we have access to hundreds of options from Canada’s largest banks, credit unions, trust companies, and financial institutions.

Plus countless other reasons, let us explain more.

Why a Broker?

We are highly recognized and awarded.

We take great pride in our commitment to our clients and we have been recognized for it! See why we are the leaders in the mortgage industry.

Learn More

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