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Forest City Funding

Honesty Integrity
Commitment Professionalism


In last 12 months my office has noticed an alarming number of debt driven applications pouring in. An ever increasing number of families face an overwhelming debt to credit cards and the CRA. It’s heartbreaking to watch how many families are negatively affected by devastating levels of debt in our Kitchener-Waterloo-Cambridge Tricity area.

On a daily basis I listen to harrowing stories of individuals who have reached out to other mortgage brokers for help and got refused. I get frustrated every time I see my clients whose financial desperation leads them to contact bankruptcy trustees or some unlicensed, shady characters in the unregulated “debt elimination” industry.

I listened to the grievances of my clients and reacted!

I am proud to announce an establishment of a unique Department in my office. “Special Circumstances Department” if you will…

Please consider contacting us if you are facing the following issues.

Have been refused a consolidation mortgage by other brokers due to:

  • low credit score
  • not enough equity
  • limited income
  • CRA or bank judgments or liens registered on property
  • too much debt!


Face foreclosure or power of sale:

  • we can help replace problematic mortgages with a different one, preventing the loss of the house.


If outstanding property tax is an issue… we can pay it off for you!

CRA debt is our specialty

If other brokers said “No” don’t despair. Don’t give up by calling bankruptcy trustees or credit counselors.

Help is a phone call away! Give me a chance and we can solve your financial problems together!

Request a call

Please provide the best time to call so we can ensure that we schedule your call at a time when we can reach you.

Why use a mortgage broker?

While the banks can only offer you their own mortgage products, we have access to hundreds of options from Canada’s largest banks, credit unions, trust companies, and financial institutions.

Plus countless other reasons, let us explain more.

Why a Broker?

We are highly recognized and awarded.

We take great pride in our commitment to our clients and we have been recognized for it! See why we are the leaders in the mortgage industry.

Learn More

Request a call

Please provide the best time to call so we can ensure that we schedule your call at a time when we can reach you.

Looking for KW Mortgage?  You’re in the right place!

The Valko team is very excited to announce our recent acquisition of the KW Mortgage banner.  

We here at the Valko Team will continue the exceptional high-quality standards that KW Mortgage had for many years!  Commitment, integrity and a passion to provide excellent customer service is paramount to our vision!

We look forward to assisting you with all of your mortgage financing needs!  Contact us today!