FSCO 13047
Valko Financial Ltd.

Honesty Integrity
Commitment Professionalism

Our commitment to our clients is our number one priority. We are very proud to have been recognized by our industry, our clients, and our peers!

Consumer Choice Award 2019

In September 2018, Tracy and The Valko Team were awarded the Consumer Choice Award for Favourite Mortgage company in the Waterloo Region for the third year in a row!  The Valko Team are the only recipients of this award since it’s inaugural year in the Region in 2016.

Broker of the Year Award of Excellence 

In November, Tracy was honoured with the Broker of the Year Award of Excellence from Mortgage Professionals Canada.  This is a huge accomplishment for Tracy and The Valko Team as this award is given to those who are truly outstanding in all areas of our industry.

Three Best Rated

In August 2018, Tracy and The Valko Team were recognized as one of Kitchener’s top rated Mortgage Brokers on the website threebestrated.com.

Consumer Choice Award 2017-2018

In July, Tracy and The Valko Team received the Consumer Choice Award for the second year running! This award is given to one local business in each category, and is based on third-party surveys, reputation and value.  To check out the other local winners, check out the entire list here!

CMP Magazine’s Top 75 Brokers

In May of 2018, Tracy was recognized in the Top 75 Brokers in all of Canada from CMP Magazine!

CMP’s Women of Influence 2017

Tracy was, once again, noted as a Woman of Influence in the mortgage industry in 2017, noting her political involvement, and many speaking engagements.

Record Reader Award

The Valko Team was honoured to be voted as our Region’s Favourite Mortgage Company for the second year running!

CMP Magazine’s Top 75 Brokers

In May of 2017, Tracy was honoured with the #33 spot in Canada’s Top 75 Brokers! Check out all of the other great mortgage professionals that made the cut here.

The Expert Network, 2016

In 2016, Tracy was approached to become a part of The Expert Network.  The Expert Network connects selected professionals together via an online service database.

As an international organization, The Expert Network chooses their members based on their impact, both professionally and in their community, professional designations, and expertise in their field – and we are proud to be recognized as a part of this network!

Record Reader Award, Platinum, 2016

In August, based on votes, Tracy received a nomination spot on the ballot for Favourite Mortgage/Lending Company in Kitchener-Waterloo in the Professional Services category.

Readers then voted for their favourites, and in October, Tracy received the Platinum Record Reader Award in the above category!  Our team is truly thankful to be recognized by our clients and peers in this Region!

Consumer Choice Award 2015-2016

Tracy was the recipient of the Consumer Choice Award in Kitchener-Waterloo as the ‘Favourite Mortgage/Lending Company’ in the area!  In June, she attended the awards gala with her family at the Cambridge Mill.

Canadian Mortgage Professional’s Women of Influence 2016

Tracy was recognized as a Woman of Influence in CMP magazine in 2016.  See the interview with Tracy that was featured in the special issue in our Publications section below!

2014, 2015, 2016 & 2017 Nominatee for Mortgage Broker of the Year with Canadian Mortgage Professionals

Dominion Lending Centres Canada, 2016

Throughout 2016, Tracy was consistently placed in the Top Rankings with Dominion Lending Centres.  Consistently placing in the Top 50 Brokers across Canada, 2016 has been highlighted by being within the Top 10 every single month since April.

Dominion Lending Centres Canada, 2015

Throughout 2015, Tracy and the Valko Team were recognized with many sales benchmark awards from Dominion Lending Centres.

It is a true honour to be recognized among the best within our company!

Dominion Lending Centres Canada December 2014

Tracy placed third among 2400 Dominion Lending Centres’ Brokers for number of mortgages funded in December 2014.


As a passionate member of our community, the Tracy Valko Mortgage Team is often featured in local publications.

Feature Article in CMP’s 2016 Women of Influence Issue

Dominion Grand Magazine

Living Grand in Grand River Magazine

Neighbours of Grand River Magazine

Canadian Mortgage Professional’s Women of Influence 2015

Tracy was recognized as a Woman of Influence in the mortgage industry in Canadian Mortgage Professional magazine in 2015.

Top 75 Mortgage Brokers 2015 – Canadian Mortgage Professionals

Tracy was recognized as one of Canada’s top 75 Mortgage Brokers in CMP magazine in 2015!

Ready to get started?

Tracy and her team are here to help. Apply online or contact us today and allow us to help you along your journey in life. We will always provide sound financial advice on the best options for your mortgage.

Why use a mortgage broker?

While the banks can only offer you their own mortgage products, we have access to hundreds of options from Canada’s largest banks, credit unions, trust companies, and financial institutions.

Plus countless other reasons, let us explain more.

Why a Broker?

We are highly recognized and awarded.

We take great pride in our commitment to our clients and we have been recognized for it! See why we are the leaders in the mortgage industry.

Learn More

Request a call

Please provide the best time to call so we can ensure that we schedule your call at a time when we can reach you.