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Why choose
The Valko Team?

Honesty, Integrity, Committment & Professionalism

Tracy Valko has been in the finance and banking business for over 16 years, and is a leading Mortgage Broker in the Tri-Cities area.

Tracy and her team truly stand out when it comes to working with their clients.  With honesty, integrity, commitment and professionalism at the core of their values, The Valko Team can help deliver the products and services you need to reach your financial goals!

“I pride myself on each of my clients not just being that a “client” but being apart of there journey in life. From first time home buyers to upgrading their home for the expansion of their family. Whichever the path my clients take in life I am always there to provide financial advise on the best options for their mortgage. Providing strategies for my clients on mortgage financing for one of the largest investments most people will make in life is a #1 priority to me.

My client appreciation events and touching base with my clients on an monthly basis is key to establishing a strong commitment to all my clients and whichever road they take to ensure I am there every step of the way when it comes to arranging mortgage financing on their home or investment properties.”

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How can we help you?

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The Valko Team is very proud to announce that Tracy has become a member of Mortgage Professionals Canada!  Mortgage Professionals Canada works as the voice of Canada’s mortgage broker channel, and to be the leading authority on mortgage issues. They are a leader in our industry for education and leadership!

As of late, Mortgage Professionals Canada, along with Mortgage Brokers, Agents and other industry professionals have been advocating against the recent guideline changes made to mortgage lending.  They are working to lessen these restrictions, and help to normalize the real estate market that we are seeing today, making it easier for you to get the house of your dreams!

Recent Blog Posts

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Mortgage Protection Plan – Interview with Max Labelle & Tracy Valko

Mortgage Protection Plan – Interview with Max Labelle & Tracy Valko

Whether you’re buying your first home, or your 9th income property, there are a lot of things to consider… and mortgage insurance should be one of them. We are very fortunate to work with fantastic partners throughout all aspects of the mortgage industry, and we were excited when Max Labelle from Manulife’s Mortgage Protection Plan (MPP) to have a quick chat with Tracy about some key things that you should consider when looking into mortgage protection.  Check it out below! If you still have more questions, check out Sandra’s blog about MPP, or contact us today!  

Income Properties – 570 News Ask The Experts, August 11, 2018

Income Properties – 570 News Ask The Experts, August 11, 2018

Check out Tracy and Marina’s interview with Dave Callender, focusing on flipping properties, rental homes and what it takes to finance these investments. A special thank you to EMpression: A Marketing Services Company for providing this image.  

May Market Report

May Market Report

In this month’s market report, Tracy looks at the May real estate market with guest Realtor, Caroline Harvey from Royal LePage Wolle, right here in Kitchener. Caroline works closely with her husband, Mike, and TEAM HARVEY is consistently one of the top-producing teams with Royal LePage, and you can check out their current listings, or contact them here.

Our Leading Services

Home Purchase

Whether you are first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Contact us today to find out more.

Refinancing

Canadians today have many reasons to refinance their mortgage - you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate.

Renewals

Homeowners should never accept the first rate offer from their existing lender. Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner a lot of money on their mortgage.

Single Income

Today, interest-only loans, self-employment programs, rental purchase programs, vacation property programs, and a host of other innovative financing alternatives are dotting the home purchase landscape, making homeownership a reality for more people than ever.
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Mortgage Renewal Reminder

Here at The Valko Team, we pride ourselves on being your industry leading experts that can find you the best product to fit your needs – with a great rate! Sign up below to be reminded 120 days before your renewal date so you can lock in the best rate available.

 

 

 

Your renewal date:

Please note: You will receive an email after submission confirming your enrolment to our reminder system.

Why use a mortgage broker?

While the banks can only offer you their own mortgage products, we have access to hundreds of options from Canada’s largest banks, credit unions, trust companies, and financial institutions.

Plus countless other reasons, let us explain more.

Why a Broker?

We are highly recognized and awarded.

We take great pride in our commitment to our clients and we have been recognized for it! See why we are the leaders in the mortgage industry.

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Copyright © 2018 The Tracy Valko Mortgage Team

Each office independently owned and operated Dominion Lending Centres
Valko Financial Ltd. | FSCO 13047
623-1187 Fischer Hallman Road, Kitchener, ON N2N 3E2

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