The Valko Team is very proud to announce that Tracy has become a member of Mortgage Professionals Canada!  Mortgage Professionals Canada works as the voice of Canada’s mortgage broker channel, and to be the leading authority on mortgage issues. They are a leader in our industry for education and leadership!

As of late, Mortgage Professionals Canada, along with Mortgage Brokers, Agents and other industry professionals have been advocating against the recent guideline changes made to mortgage lending.  They are working to lessen these restrictions, and help to normalize the real estate market that we are seeing today, making it easier for you to get the house of your dreams!

**New mortgage rule changes came into effect on October 17, 2016.**
**Click here to read about these changes, and how they can affect your mortgage financing.**

Check out our YouTube video below!

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Tracy Valko

Tracy Valko has been in the finance and banking business for over 16 years, and is a leading Mortgage Broker in the Tri-Cities area.

Tracy and her team truly stand out when it comes to working with their clients.  With honesty, integrity, commitment and professionalism at the core of their values, The Valko Team can help deliver the products and services you need to reach your financial goals!

Tracy’s Philosophy

“I pride myself on each of my clients not just being that a “client” but being apart of there journey in life. From first time home buyers to upgrading their home for the expansion of their family. Whichever the path my clients take in life I am always there to provide financial advise on the best options for their mortgage. Providing strategies for my clients on mortgage financing for one of the largest investments most people will make in life is a #1 priority to me.

My client appreciation events and touching base with my clients on an monthly basis is key to establishing a strong commitment to all my clients and whichever road they take to ensure I am there every step of the way when it comes to arranging mortgage financing on their home or investment properties.”

Honesty • Integrity

 

Commitment • Professionalism

What our clients are saying

“Tracy is a very passionate individual, very keen on providing the best possible customer service at all times. She will go out of her way to look out for you and I know that I can trust and am absolutely safe with her whenever I deal with her. She is indeed an inspiration and we need more professionals like her to make our world a better place”
-Ravinder

About Using a Mortgage Broker and How it Can Benefit You...

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

The Valko Team Recognition and Awards

We take great pride in our commitment to our clients and we have been recognized for it!

Recent Posts


  • I was recently interviewed on the I Love Mortgage Brokering Podcast by Scott Peckford.  We talked about growing up in a family of bankers, how I structured my team, and why investing in the community pays big dividends....

  • Although going through the pre-approval process is important, the actual term ‘pre-approval’ is often misunderstood. An important point to be clear on is that while you may be pre-approved for a certain mortgage amount, there are several variables that can derail a final approval once......

  • No Change in Capital Gains Taxation and No Hit to Housing By Dr. Sherry Cooper Budget 2017 continues the government’s commitment to support the middle class by enhancing Canada’s long-term growth potential. Investments to foster innovation, skills and the ability to attract top talent from......

  • When you are making arrangements for mortgage financing, it can, no doubt, be overwhelming.  There are a lot of costs to keep straight, which makes it very easy to brush aside the idea of purchasing mortgage protection insurance – just like when you’re getting a......

TESTIMONIALS


“Thanks so much for making the mortgage process so painless. I appreciated the advice and information you provided, and that you then allowed me to make my own decision. Also that you put up with my indecision over whether to go variable-interest or fixed!”
Ruth Loewen

To sum up your service in one word, I would have to say, ‘Wonderful’!
Thank you for your superior customer attention and efficiency. My wife and I have now gone through our second Purchase transaction with you and I have always found your service and knowledge base to be outstanding! I look forward to referring my friends and family to you so that they may benefit in the same was as we have.”

Robert Chancey